501(c)(3) Educational Initiative

Social Work Education
Access Initiative

Educate Social Workers. Strengthen Communities.

Social workers serve veterans, children, families, older adults, people experiencing homelessness, individuals facing mental health challenges, and communities responding to crisis. Access to the education required to enter and advance within the profession should not become an unnecessary barrier to service.

The S.A.V.E. Social Work Education Access Initiative works to educate students about changes affecting the financing of social work education, connect future social workers with available resources, identify financial barriers affecting the social work workforce, and advocate for policies that preserve affordable pathways into the profession.

LEARN

Understand the Issue

Understand federal student-aid changes and how they may affect social work education.

Learn About the Issue
GET HELP

Explore Resources

Find scholarships, veterans' education benefits, federal aid information, employer assistance, and other education-funding resources.

Explore Resources
SHARE YOUR STORY

Tell Us Your Story

Tell S.A.V.E. how education costs or financing rules are affecting your path into social work.

Share Your Story
TAKE ACTION

Advocacy Center

Visit the separate S.A.V.E. advocacy center for legislative information and opportunities to contact policymakers.

Advocacy activity is conducted by the S.A.V.E. 501(c)(4) organization.

Visit the Advocacy Center
Policy Context

The Issue

Last updated: September 28, 2026

Federal student-loan rules distinguish between graduate programs and programs classified as professional degrees. Under the current interim federal professional-degree list, social work is not included among the listed programs receiving professional-degree treatment.

The RISE Final Rule took effect July 1, 2026 for the new graduate/professional loan framework, including elimination of Grad PLUS for the affected new-borrower framework and new annual/aggregate loan limits. After a June 2026 federal court order, the Department published an interim list of additional programs treated as professional degrees during the stay.

For students pursuing graduate social work education, federal financing changes can create funding gaps and may increase pressure to use private loans, personal funds, scholarships, employer assistance, veterans' education benefits, or other sources.

S.A.V.E. believes access to the social work profession should be based on a person's ability to learn and serve — not simply the ability to independently finance graduate education.

Note: Federal and state rules may change. Because litigation and federal rules can change, this section is dated and should be reviewed whenever federal guidance changes. Students should verify current requirements with Federal Student Aid, FSA Professional Degree Guidance, and NASW.
Get Help

Resource Directory

Official sources for federal student aid, veterans' education benefits, professional association resources, and accreditation information. All links open in a new tab.

Veterans to Social Work

Veterans bring unique experience, resilience, and perspective to the social work profession. Many veterans are drawn to social work because of their own service experiences and a commitment to helping others navigate complex systems.

VA Veteran Readiness & Employment (VR&E / Chapter 31) can help eligible veterans address education or training needs connected to an approved employment goal. VR&E is not a general education benefit — it is a rehabilitation program. Not every veteran or every degree plan will be approved.

Veterans already using VR&E are encouraged to discuss the full educational pathway required for their vocational goal — including BSW and MSW requirements — with their assigned counselor. Understanding the full program length and requirements upfront helps ensure continuity of support.

S.A.V.E. provides this information for educational purposes only. Veterans should contact the VA directly for individualized benefits guidance.

501(c)(3) Research & Data Collection

Can You Afford to Become a Social Worker?

Help S.A.V.E. understand how education costs and financing rules affect students entering the social work profession. Do not submit confidential financial, medical, VA claim, or identity information.

7. Do current federal graduate-loan limits create or appear likely to create a funding gap for you?
9. Are you considering private student loans because of the federal limits?
10. Have education costs caused you to consider delaying, changing, or abandoning an MSW or other social work degree?
13. May S.A.V.E. use your story anonymously in educational materials and reports?
14. May S.A.V.E. contact you about your story?
Required consent: By submitting this form, I understand that S.A.V.E. may use aggregated, de-identified survey information for educational and policy research purposes. My story will not be publicly attributed to me without separate permission.
Coming Soon

S.A.V.E. Social Work Education Scholarship

S.A.V.E. is developing a scholarship program for students entering or continuing an accredited BSW or MSW program. The scholarship program will be announced only after S.A.V.E. has adopted written eligibility, selection, conflict-of-interest, recordkeeping, and award procedures, and after funding and governance approval.

No award amounts or application deadlines are available at this time.

501(c)(4) Advocacy — Separate Legal Entity

Ready to Take Action?

Advocacy activities — including contacting Congress and supporting legislation — are conducted through the S.A.V.E. 501(c)(4) social-welfare organization, which is a separate legal entity from the S.A.V.E. 501(c)(3) charitable foundation.

Visit the Advocacy Center

S.A.V.E. provides educational information and resource navigation. Information on this page is not legal, tax, financial-aid, or individualized benefits advice. Federal and state rules may change. Students should verify current requirements with Federal Student Aid, their school, the U.S. Department of Veterans Affairs when applicable, and other relevant agencies. Advocacy activities identified as S.A.V.E. advocacy are conducted through the applicable S.A.V.E. social-welfare organization. Charitable and advocacy contributions must be directed to the correct legal entity.

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